Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults
Barbara Garcia 2025-02-03

Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults

Thanks to Barbara Garcia for contributing the article "Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults".

Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults

This paper applies Cognitive Load Theory (CLT) to the design and analysis of mobile games, focusing on how game mechanics, narrative structures, and visual stimuli impact players' cognitive load during gameplay. The study investigates how high levels of cognitive load can hinder learning outcomes and gameplay performance, especially in complex puzzle or strategy games. By combining cognitive psychology and game design theory, the paper develops a framework for balancing intrinsic, extraneous, and germane cognitive load in mobile game environments. The research offers guidelines for developers to optimize user experiences by enhancing mental performance and reducing cognitive fatigue.

The future of gaming is a tapestry woven with technological innovations, creative visions, and player-driven evolution. Advancements in artificial intelligence (AI), virtual reality (VR), augmented reality (AR), cloud gaming, and blockchain technology promise to revolutionize how we play, experience, and interact with games, ushering in an era of unprecedented possibilities and immersive experiences.

This research investigates the ethical and psychological implications of microtransaction systems in mobile games, particularly in free-to-play models. The study examines how microtransactions, which allow players to purchase in-game items, cosmetics, or advantages, influence player behavior, spending habits, and overall satisfaction. Drawing on ethical theory and psychological models of consumer decision-making, the paper explores how microtransactions contribute to the phenomenon of “pay-to-win,” exploitation of vulnerable players, and player frustration. The research also evaluates the psychological impact of loot boxes, virtual currency, and in-app purchases, offering recommendations for ethical monetization practices that prioritize player well-being without compromising developer profitability.

This paper investigates the use of artificial intelligence (AI) for dynamic content generation in mobile games, focusing on how procedural content creation (PCC) techniques enable developers to create expansive, personalized game worlds that evolve based on player actions. The study explores the algorithms and methodologies used in PCC, such as procedural terrain generation, dynamic narrative structures, and adaptive enemy behavior, and how they enhance player experience by providing infinite variability. Drawing on computer science, game design, and machine learning, the paper examines the potential of AI-driven content generation to create more engaging and replayable mobile games, while considering the challenges of maintaining balance, coherence, and quality in procedurally generated content.

This paper examines the integration of augmented reality (AR) technologies into mobile games and its implications for cognitive processes and social interaction. The research explores how AR gaming enhances spatial awareness, attention, and multitasking abilities by immersing players in real-world environments through digital overlays. Drawing from cognitive psychology and sociocultural theories, the study also investigates how AR mobile games create new forms of social interaction, such as collaborative play, location-based competitions, and shared virtual experiences. The paper discusses the transformative potential of AR for the mobile gaming industry and the ways in which it alters players' perceptions of space and social behavior.

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