Top Fintech APIs

FinTech APIs

for FinTech Developers It's not so long ago since we saw people lining up hat-in-hand in the banks to apply for loans and mortgages or open bank accounts. However, due to the technological advancements in the last decade, this is no longer the case. Today, Fintech has made it possible for you to open a bank account, invest, and borrow money via the internet or smartphone without physically going to a traditional bank. Fintech, which emerged in the 21st century, was initially applied to technologies linked to the back-end systems of financial systems. However, its employment has been shifted to more consumer-oriented services.

What is FinTech?

Fintech is a combination of two words; "finance" and "technology." Fintech is used to describe any company that offers financial services through technology or software. It encompasses any enterprise that uses mobile devices, internet, cloud services, and software technology to perform or provide a connection with financial services. Fintech has made inroads with a variety of apps such as mobile payments, as well as investment and insurance companies.

Fintech is revolutionizing the industry by utilizing technology (such as APIs) to help businesses to lower costs, manage and facilitate finances, as well as assisting institutions in delivering exceptional banking services.

What are FinTech APIs?

The power of Application Programming Interfaces (API) has, for some time now, made our lives more convenient and exciting. And as technology continues to make inroads in various industries, it seems like it will be spearheading the digital revolution in the financial sector.

Since their introduction into the financial sector, APIs have become an integral part of FinTech, and together they are creating cutting-edge and future-proof solutions that deliver an unparalleled experience to end-users. Fintech APIs thus can be viewed as the vast sets of prepackaged protocols and instructions that enable developers in the finance industry to connect their solutions with other intuitive platforms and deliver a unified experience for the end-user.

What are the most interesting FinTech startups?

If you are interested in understanding the impact of Fintech in the financial industry, here are exciting FinTech firms and startups you should look out for:

Stripe - This is an Irish technology that rivals another Fintech company (PayPal) by making it possible for businesses and individuals to receive payments online.
Patreon, Kickstarter, and GoFundMe are crowdfunding platforms that allow businesses to pool funds from a variety of sources all in one place.
Adyen - This technology company provides enterprises with a single solution that allows them to accept and make payments from around the world.
Robinhood - This smartphone app permits individuals to invest in exchange-traded funds on the US exchanges and publicly traded companies.

Related Resources

All APIs

walletapi.cloud

Integrate a ledger layer enabling asset accounting or closed-loop payments between your users or IoT devices.

Updated 9 months ago

Braintree

Accept web and mobile payments via PayPal, Venmo, credit and debit cards, Apple Pay, Google Pay and more.

Updated 9 months ago

PayPal

Accept PayPal and credit card payments online or on mobile.

Updated 9 months ago

Coinbase

Make bitcoin/ethereum transactions and get real-time data.

Updated 9 months ago

SquareECommerce

Accept, process and filter online payments through Square.

Updated 9 months ago

Adyen

Making payments easy gives you a competitive edge. Adyen’s platform lets you expand quickly, manage risk, and track results – one platform, one partner, no hassle.

Updated 9 months ago

Square

Sell on the Go. Accept credit cards and run your business on an iPhone, iPad, or Android device. As a Square merchant, you can retrieve activity reports for your processed payments, refunds, and deposits with the Square Connect API. Pull these reports into your own custom-made applications to help you manage your business.

Updated 9 months ago

Currency Converter

Provides currency exchange rates based on the markets and national central banks data.

Updated 9 months ago

Worldbank

The World Bank Group has set two goals for the world to achieve by 2030: End extreme poverty by decreasing the percentage of people living on less than $1.25 a day to no more than 3% Promote shared prosperity by fostering the income growth of the bottom 40% for every country The World Bank is a vital source of financial and technical assistance to developing countries around the world. We are not a bank in the ordinary sense but a unique partnership to reduce poverty and support development. The World Bank Group comprises five institutions managed by their member countries. Established in 1944, the World Bank Group is headquartered in Washington, D.C. We have more than 10,000 employees in more than 120 offices worldwide.

Updated 9 months ago

Bank Converter

An API to convert between, extract and parse numerous common generic and bank specific financial message formats.

Updated 9 months ago

BIN - Issuer Identification Number database

This API endpoint returns the information of BIN/IIN numbers. BIN typically show the type of card like Debit or Credit, brand of card (e.g. Visa, MasterCard, Discover, American Express, etc.), and level of card such as Classic, Standard, Gold, Platinum, and World Signia. All these information combined with geolocation of the user, card and IP can help to reduce fraud. Moocher.io is a set of lists like IP, domains, emails, passwords, creditcard BIN/IIN. Some of them marked as 'abusers' by several groups and initiatives of users and communities, and others used to filter out potential abusers. Moocher.io can be defined as a Look up as a Service for developers and product companies that want to know in realtime if their existing or potential users have been classified as 'abusers' by one or more of these lists.

Updated 9 months ago

WePay

Integrated payments designed for platforms. With scale of JPMorgan Chase.

Updated 9 months ago

Invoice

An invoice is created by sending an http POST to https://bips.me/api/v1/invoice containing the details of your product or service, price and the currency. On a successful POST an invoice URL will be received in the response. Your system should redirect to this URL to allow the customer to pay.

Updated 9 months ago

Zirra

Zirra makes non-traditional data usable for investors to reduce risk, increase return and boost overall educated decisions. Billions of data points, thousands of sources processed daily, powered by AI. **This is a Beta release and has made available 1000 companies included in the Russell 1000 set. Some timeseries are updated intermittently and IDs of companies may change.

Updated 9 months ago