Investments are made when an investor wants to invest in an offering and send funds for said investment. Investments are probably the single most complex object in the system. It's important to understand all the status settings and payment methods involved.
An AML check is automatically processed on every single investment. When using our escrow service, this is not charged to your account. FundAmerica customer service will do a follow-up if there are any issues with the background check and may cancel the result if there are problems. The results of this background check are available to your account if you have requested permission and been accepted for processing AML checks on your account. Please see AML and Due Diligence for more information on this process and details on the API calls.
When an investment is made, customer service will review the details before changing the status type. They may even opt to cancel the investment if there is a problem. If you want to give immediate feedback to your investors, it's important to utilize webhooks for status updates.
Note: An offering must have accept_investments set to true to create investments, otherwise you will receive a 403 error. This is done by having an escrow service application accepted.
