BIN/IP Checker

FREEMIUM
By Trade Expanding LLC | Updated 4 days ago | Business Software
Popularity

9.9 / 10

Latency

163ms

Service Level

100%

Health Check

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How BIN Works?

The bank identification number is a numbering system developed by the American National Standards Institute and the International Organization for Standardization (ISO) to identify institutions that issue bank cards. The first digit of the BIN specifies the Major Industry Identifier (MII), such as airline, banking or travel, and the next five digits specify the issuing institution or bank. For example, the MII for a Visa credit card starts with a 4. The BIN helps merchants evaluate and assess their payment card transactions.

Each card issuer has its own BIN numbers for different brands or “payment networks”. The first four digits signify the institution that issued the card, while the remaining digits identify a specific card type within that issuer. If you have an American Express credit card, the associated number begins with 34 or 37 and is followed by four numbers in any order. An example of this would be 342758 / 432266 / 548064 / 648618 / 812177. The same holds true for Mastercard – it usually starts with a number between 51 and 55 and has a maximum of 16 digits.

The BIN quickly helps a merchant identify which bank the money is being transferred from, the address and phone number of the bank, if the issuing bank is in the same country as the device used to make the transaction, and verifies the address information provided by the customer. The number allows merchants to accept multiple forms of payment and allows faster processing of transactions.

When a customer makes an online purchase, the customer enters her card details on the payment page. After submitting the first four to six digits of the card, the online retailer can detect which institution issued the customer’s card, the card brand (such as Visa or MasterCard), the card level (such as corporate or platinum), the card type (such as a debit card or a credit card), and the issuing bank country.

Our free BIN checker looks up the first 6 or 8 digits of the card number to give the following information:

  • Card Brand
  • Card Type
  • Card Level
  • ISO Country Name
  • Issuer Name / Bank
  • Issuer’s website & other contact information