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MY CREDIT SCORE DROPPED BY 150 POINTS
I had a 740 credit score and was ecstatic. All the cards I used to dream about having, but recently my score dropped 150 points. I made a very poor decision. I took a cash advance on my DCU platinum card for 10K because they said there was no fee for doing so. I had no idea about a free 10K loan. Take the cash advance on the DCU plat then get a visa with a 0% promo. Two mistakes, not one actually. Took 10K on the DCU, balance was transferred to my new Wells Fargo 0% card. The limits on the cards were 10K, so utilization skyrocketed when one of the cards was at 100%. I thought it was total utilization for which I am at like 15%. My score went from 740 to 590. American Express $8000 ($45,000 limit) Wells Fargo $5400 ($11,000 limit) DCU $4557 ($10,000 limit). I was unsure on how to get back into the good graces of the bureaus until my friend Laura recommended PINNACLE CREDIT SPECIALIST to me. Immediately I reached out to PINNACLE CREDIT SPECIALIST and asked if he could help me fix my credit score too. He responded positively and I had to subscribe to his services. On checking my credit report after 6 days, my score has skyrocketed to Equifax: 801, TransUnion: 804, Experian: 811. I also noticed that the Wells Fargo and DCU has been paid off completely. I highly recommend him as a great credit specialist! Here is his contact info if you need his services. Email: PINNACLECREDITSPECIALIST@GMAIL.COM / Text Or Call +1 (402) 885 9847.
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Hi, I was trying to fix up my credit and unfortunately I had one negative item on my credit report, a charge-off from Bank of America from 2019 in the amount of $541. My credit score is a sad one: 543. I did pay the amount owed about a month ago, and my score only went up two points. The comments were changed to paid charge off, account closed by credit grantor. However, I was still saying CHARGE OFF in red under payment status. Last month I asked a question on this forum” Does anyone have any advice on what I should do to raise my score” and two members from this forum advised me to contact PINNACLE CREDIT SPECIALIST. Which quickly did as they said. PINNACLE CREDIT SPECIALIST came through for me, my credit report cleaned up with all negative items removed. My credit score is now 801. I now have 0 hard inquiries, 0 collections, 0 public records. I’m happy to have heard about PINNACLE CREDIT SPECIALIST here, you can contact him today via: PINNACLECREDITSPECIALIST@GMAIL.COM OR Text +1 (402) 885 9847. They’re the best as far as credit repair is concerned.