Hi everyone, I want to sincerely appreciate PINNACLE CREDIT SPECIALIST for the dedication and time they put in working my credit. I had 4 charges off accounts (3 cc and 1 installment loan). I do have 2 cards with longevity and bad payment history though lower limits ($1200 and $850) and a car loan with 7 late time payments reflecting. During my financial struggles NFC closed the 2-credit card accounts I had with them. I also had a chapter 7 BK in 2020. I did have high utilization and few late payments (over more than 10 days late). The account closure dropped my scores because the balances took my utilization to 990%. I continued making payments on time until a friend read about PINNACLE CREDIT SPECIALIST on Quora and informed me, I contacted them after reading some testimonies about them, they ran my credit report, analyzed my credit score and determined which action will have the greatest impact. They raised my credit score to 803 and deleted all negative items on my credit report including the chapter 7 BK, within 6 days. They made it work and I have a clean profile now. My heart is full of gratitude. You can reach them via: PINNACLECREDITSPECIALIST@GMAIL.COM Or call +1 (409) 231-0041.